I bought a house!
Apr. 16th, 2009 08:39 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
... or so I hear.
Today I got a notice from my bank that my credit line had been cut roughly in half. This is okay - I rarely buy on credit - but they said their "decision was based in part on information provided by" Equifax. That sounds like I got a bad credit rating, which sounds like something I don't want.
So I went to Equifax's web site, to see if I could get my credit report without writing a letter. I was delighted to find that they offer credit reports online, and they don't even make it hard to find! I filled out a form with some basic identifying information, and then I got this:

Pretty exciting! Now, I know they only said "may have", so it's not a sure thing. But they seemed to have some pretty specific knowledge about the mortgage I "may have" opened.
I've never made a payment on this loan, so I get why my credit might be getting a little shaky. But I wonder where my house is? And does it have solar panels? I've always wanted a solar-powered house.
Today I got a notice from my bank that my credit line had been cut roughly in half. This is okay - I rarely buy on credit - but they said their "decision was based in part on information provided by" Equifax. That sounds like I got a bad credit rating, which sounds like something I don't want.
So I went to Equifax's web site, to see if I could get my credit report without writing a letter. I was delighted to find that they offer credit reports online, and they don't even make it hard to find! I filled out a form with some basic identifying information, and then I got this:

Pretty exciting! Now, I know they only said "may have", so it's not a sure thing. But they seemed to have some pretty specific knowledge about the mortgage I "may have" opened.
I've never made a payment on this loan, so I get why my credit might be getting a little shaky. But I wonder where my house is? And does it have solar panels? I've always wanted a solar-powered house.
no subject
Date: 2009-04-18 02:18 am (UTC)That would be pretty sweet.
no subject
Date: 2009-04-19 07:50 pm (UTC)