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I bought a house!
... or so I hear.
Today I got a notice from my bank that my credit line had been cut roughly in half. This is okay - I rarely buy on credit - but they said their "decision was based in part on information provided by" Equifax. That sounds like I got a bad credit rating, which sounds like something I don't want.
So I went to Equifax's web site, to see if I could get my credit report without writing a letter. I was delighted to find that they offer credit reports online, and they don't even make it hard to find! I filled out a form with some basic identifying information, and then I got this:
Pretty exciting! Now, I know they only said "may have", so it's not a sure thing. But they seemed to have some pretty specific knowledge about the mortgage I "may have" opened.
I've never made a payment on this loan, so I get why my credit might be getting a little shaky. But I wonder where my house is? And does it have solar panels? I've always wanted a solar-powered house.
Today I got a notice from my bank that my credit line had been cut roughly in half. This is okay - I rarely buy on credit - but they said their "decision was based in part on information provided by" Equifax. That sounds like I got a bad credit rating, which sounds like something I don't want.
So I went to Equifax's web site, to see if I could get my credit report without writing a letter. I was delighted to find that they offer credit reports online, and they don't even make it hard to find! I filled out a form with some basic identifying information, and then I got this:
Pretty exciting! Now, I know they only said "may have", so it's not a sure thing. But they seemed to have some pretty specific knowledge about the mortgage I "may have" opened.
I've never made a payment on this loan, so I get why my credit might be getting a little shaky. But I wonder where my house is? And does it have solar panels? I've always wanted a solar-powered house.
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That would be pretty sweet.
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